Invoice Factoring

Turn eligible unpaid business invoices into working capital. BlackMound connects qualified businesses with third-party invoice factoring resources that may help unlock cash tied up in accounts receivable.

Invoice factoring may support

• Managing payroll and operating costs while customers pay
• Funding inventory, materials, or new work
• Bridging longer business-to-business payment cycles
• Creating cash-flow flexibility without a traditional term loan

What to expect

Invoice factoring is typically based on eligible receivables and the credit profile of the customer that owes payment. Advance rates, fees, reserves, recourse terms, available amounts, and approval requirements vary by provider and applicant. Review all disclosures and the final agreement before accepting an offer.

Apply for business funding

Start with a soft application that does not impact credit. BlackMound helps connect businesses with funding options up to $50M; approval, product availability, and funding time depend on the application and verification.

BlackMound provides information and connects applicants to third-party funding resources; it does not make credit decisions or guarantee funding.