Last updated: August 31, 2026
These Terms and Conditions (“Terms”) govern your access to and use of blackmound.com and its content (the “Site”), operated by BlackMound (“BlackMound,” “we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Site.
1. Eligibility and Authority
You must be at least 18 years old and legally capable of entering into a binding agreement to use the Site. If you use the Site on behalf of a company or other organization, you represent that you have authority to bind that organization to these Terms.
2. BlackMound’s Role
BlackMound provides general information about business funding products and connects prospective applicants to third-party funding resources. BlackMound does not itself make credit decisions, issue loan approvals, set a lender’s rates or repayment terms, or guarantee that you will qualify for or receive funding. BlackMound is not a bank, and use of the Site does not create a lender-borrower, fiduciary, advisory, brokerage, agency, or other special relationship unless a separate written agreement expressly states otherwise.
References to funding amounts, speed, approvals, soft credit inquiries, rates, terms, or products are illustrative and subject to eligibility, underwriting, verification, lender requirements, availability, and applicable law. Funding as soon as 24 hours is not guaranteed. A provider may request additional information or permission for a credit inquiry under separate disclosures and consents.
3. Third-Party Funding Application
The Site links to a funding application hosted and processed by Big Think Capital, Inc. When you follow that link, you leave the Site and interact directly with Big Think Capital. Its Terms of Use, Privacy Policy, application disclosures, consents, and any provider-specific agreement govern that interaction. BlackMound does not control the application portal, its underwriting process, its lender network, or its data practices.
Any financing agreement is solely between you and the applicable lender, funder, or other provider. Review all rates, fees, repayment terms, security interests, guarantees, authorizations, and other conditions before accepting an offer. You are responsible for deciding whether a product is appropriate for your business and for obtaining independent legal, tax, accounting, or financial advice when needed.
4. No Offer or Professional Advice
Site content is provided for general informational and educational purposes. It is not a commitment to lend, an offer of credit, a credit decision, or legal, tax, investment, accounting, or financial advice. Product availability and requirements vary by provider, applicant, industry, amount, location, and other factors. Nothing on the Site replaces the final written disclosures and agreement supplied by a provider.
5. Your Information and Responsibilities
You agree to provide accurate, current, and complete information in communications with us and in any third-party application. You are responsible for reviewing information before submission, maintaining the confidentiality of any credentials, and promptly correcting errors. You may not impersonate another person, submit information without authority, or use the Site in connection with fraud or unlawful activity.
6. Permitted Use
We grant you a limited, revocable, nonexclusive, nontransferable right to access and use the Site for lawful personal or internal business purposes. You may not:
- Violate any law, regulation, third-party right, or these Terms.
- Copy, republish, sell, license, scrape, harvest, frame, or commercially exploit Site content except as permitted by law or our written consent.
- Use bots, crawlers, automated tools, or other means that interfere with Site operation or impose an unreasonable load.
- Attempt to gain unauthorized access to the Site, accounts, servers, networks, or data.
- Introduce malware or engage in activity that disrupts, damages, or circumvents security.
- Misrepresent an affiliation with BlackMound or use our name, marks, or content in a misleading way.
7. Intellectual Property
The Site, including its text, graphics, design, logos, trademarks, software, and other content, is owned by or licensed to BlackMound and is protected by applicable intellectual-property laws. Except for the limited right to use the Site under these Terms, no right or license is granted. Third-party names and marks belong to their respective owners.
8. Third-Party Sites and Services
The Site may contain links to third-party websites and services. Links are provided for convenience and do not necessarily constitute endorsement. We do not control and are not responsible for third-party content, availability, security, terms, privacy practices, products, services, decisions, or conduct. Your use of a third-party site is at your own risk and subject to that party’s terms.
9. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” BLACKMOUND DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND RESULTS. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY CONTENT OR FUNDING INFORMATION WILL BE COMPLETE, CURRENT, OR SUITABLE FOR YOUR NEEDS.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, BLACKMOUND AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITY, OR GOODWILL; OR DAMAGES ARISING FROM A THIRD-PARTY APPLICATION, FUNDING DECISION, OFFER, AGREEMENT, PRODUCT, OR SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, BLACKMOUND’S TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID BLACKMOUND, IF ANY, TO USE THE SITE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. SOME JURISDICTIONS DO NOT ALLOW CERTAIN EXCLUSIONS OR LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
11. Indemnification
To the extent permitted by law, you agree to defend, indemnify, and hold harmless BlackMound and its owners, officers, employees, contractors, agents, affiliates, and licensors from claims, liabilities, damages, judgments, losses, and reasonable costs arising from your unlawful use of the Site, your violation of these Terms, your infringement of another person’s rights, or information you submit without authorization.
12. Suspension and Termination
We may suspend, restrict, or terminate access to the Site at any time if we reasonably believe you violated these Terms, created risk or possible legal exposure, or used the Site in a harmful or unlawful manner. Provisions that by their nature should survive termination will survive, including intellectual-property, disclaimer, liability, indemnification, and dispute provisions.
13. Governing Law and Venue
These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law principles. Except where applicable law requires otherwise, any dispute arising from these Terms or the Site must be brought exclusively in the state or federal courts located in Colorado, and you consent to their jurisdiction and venue.
14. Changes to the Site or Terms
We may change the Site and these Terms from time to time. Updated Terms will be posted on this page with a revised “Last updated” date. Changes apply prospectively when posted unless a later date is stated. Your continued use of the Site after the effective date of revised Terms constitutes acceptance of the revised Terms.
15. General Terms
If any provision of these Terms is found unenforceable, it will be modified only to the extent necessary and the remaining provisions will remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent; we may assign them in connection with a business transaction or by operation of law. These Terms and the Privacy Policy are the entire agreement between you and BlackMound regarding the Site and supersede prior discussions about the Site.
16. Contact Us
BlackMound
9233 Park Meadows Lane
Lone Tree, CO 80124
Email: [email protected]